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Currencies & Payment Options Do not send any money if we have not confirmed the availability of your order and the payment method. Currencies At present we can charge in EUROS (= € = EUR) or in Pounds Sterling ( = £ = GBP = Great Britain Pounds) but we do not have fixed exchange rates, neither for these ones nor for other currencies. When you pay by bank transfer, credit card or money order, you will be charged in your own currency and we will be paid in euros or pounds depending on the destination account. The intermediate banks make the exchange and keep the difference. When you put an order, you select the currency you want us to charge you (EUR or GBP) and we apply the exchange rate at the moment when we confirm the acceptance of the order. Since you put the order and we confirm it later on, the exchange rate can have changed. We try to publish regularly in this website the exchange rates so that you can have a rough updated idea. This is a quite time consuming task and not always possible. Moreover, those rates are only applicable on the stated date. We will apply automatically new unpublished rates if they are favourable to you. If they are unfavourable to you in less than a 5%, we will honour the published rates. But if they are unfavourable to you in more than a 5% we will contact you before accepting the order, so you can change your decision. You can contact us if you need an estimate or pro-forma invoice with fixed price. Our latest published exchange rates are:
If you want to know the prices in other currencies you will have to acquiesce in an approximation as none of the known payment methods allow to foretell the exact amount. Only as a reference, we also publish for you the following rates on the stated date:
You can have a rough idea of the exchange rate consulting at any exchange office or through internet. If you want to know why we cannot apply exactly the exchange rates published in the newspapers, through Internet and in some banks , please, consult this page: [Currency Exchange Rates]. We accept the following methods of payment.
Pros and cons of the
payment methods Whichever method you choose will have cost of currency exchange and cost of remittance of the money. These costs are highly dependable on your bank, country, etc. Bank transfer We do not accept transfers with some due expenses. We need to be paid for the exact total amount of the order, so do not forget to explicitly tell your banker that you want to pay all the charges of the transaction. We apply a 1% discount on the total of the invoice in EUROS if everything is correct and we do not have to intervene in the process of payment. Obviously, we will confirm previously the amount and other details. To avoid any problem, please, give to your bank all our details, particularly the BIC and IBAN (international format codes of our bank and account). Send us a copy of the confirmation or receipt of the transfer by fax or email. Money order Postal giros are usually cheap but slow. They deliver the money directly in our premises. Western Union, MoneyGram and other companies do not sent to our premises but to their agents' offices. When you send the money they give you a code of the transaction. Then, you have to communicate this code to us and with it we can go to the agent's office to receive the money. This system turns out to be quite embarrassing for us. But can be convenient for you as you don’t need a bank account or credit card, and depending on the origin and destination can be cheap. Remember to consult not only the cost of the transfer fees but also the currency exchange rate set by the company. Unfortunately, there is not any known agent of other companies nearby, and so only Western Union, MoneyGram and Postal giros can be accepted. We do not accept transfers with some due expenses. We need to be paid for the exact total amount of the order, so do not forget to explicitly tell your banker that you want to pay all the charges of the transaction. Credit Card Debiting your Credit Card Is it sure to give the credit
card details? We have developed a completely secure 2-message system that you can use to pay our products with the card without having to enter your complete card number on the Internet. We need, of course, all the card details, but you do not have to send them in one, but in two complementary messages. 1 - When filling out the Order Form, enter just half of the credit card number and expiry date . Put some X's where the information is missing. For example:
Send your order by email, post or fax (see our addresses) 2 - Use preferably a different way to send another message but this time with the lacking card information (the previous X's): if the first one was sent by email, the second one can be sent by fax. Include again a copy of the order, which gives us a way to track your order . In our example:
Card Security Code The CSC is a 3 or 4 digit value printed on the card, but not available on the magnetic stripe. Supplying this code in a transaction is intended to verify that the customer has the card in their physical possession and is not using a stolen credit card number. For Visa, MasterCard and Discover Cards For American Express Cards
More security Cash on delivery (COD) The extra costs of the COD system will be charged to you in addition to the total of the order. In most cases the extra cost will be of about 1%-5% of the price but you will save quite the same amount in the costs of transferring the money. We cannot send COD to all destinations. Please, consult. Cheque That is why we only accept cheques in euros if drawn on a bank with an Spanish address or in pounds if drawn on a bank with an English address. Paying by cheque or postal order causes a delay because we don't begin to process your order until your payment has been processed and the funds have cleared. Don't forget...
Internet
platforms This is a very good system when you buy something to a unknown particular or company, but you have to assume the charge of an additional intermediary, usually between 3% to 5% more. To avoid this extra charge, you can use with us our explained 2-message system to pay with credit card. It is practically impossible that anybody else could get your card information. |
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